The Central Bank has decided to leave mortgage lending rules unchanged, following its annual review of the measures.

The bank said the measures are achieving the twin objectives of maintaining financial stability and protecting consumers.

Both the loan to income(LTI) and loan to value (LTV) limits will remain unchanged, following this decision.

See below


Unfortunately it means that unless you are one of the lucky few you will only be able to borrow 3.5 times your income and if a second time borrower only to a maximum loan of 80% Loan to Value