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Corner Park Newcastle

Mortage Xpress are delighted to announce Corner Park by Alanna Homes and to advise you that we are the preferred mortgage brokers and look forward to hearing from you with any questions you may have

The beauty of simple living

Find your place with a choice of new 2 & 3 bed family homes in the village of Newcastle, Co. Dublin. Feel inspired by the schools, shops and cafés bringing colour to this friendly community. What’s more, you can access Dublin city with ease thanks to the N7 on your doorstep.

Download the brochure by clicking here

By adminFirst Time Buyers, New Developments

65% believe it is “harder than ever” to secure your first home

Survey supports recent research signalling contraction of home ownership in Ireland

65% of people believe it’s harder than ever to buy your first home in Ireland. This is the primary finding of a survey (see appendix) from leading protection specialist, Royal London, which sought tofind out Irish people’s views around the challenges currently faced by First Time Buyers (FTBs).

The nationwide survey of 1,000 people, commissioned by Royal London and conducted by iReach, confirms that there is a strong public perception that FTBs in Ireland are facing obstacles around home-ownership which are considered more challenging than ever before. The findings are supported by new research which shows that home ownership in Ireland has fallen markedly in recent decades, with the numbers of people in private rented accommodation rising simultaneously– particularly when it comes to Ireland’s younger population.1

Commenting on the findings of this new research Royal London Head of Sales, Daragh Feely, said,

“Homeownership has fallen in Ireland from 72% of all housing units in 1991 to 67.5% in 2016.However the decline has been particularly prominent for those in the 25-34 year old age bracket whose homeownership levels dropped from 68% in 1991, to just 30% in 2016.1 It seems that the views of our respondents are broadly in line with this research data, given that most (65%) say themarket is tougher than ever.”

Royal London says that with the Help-to-Buy incentive scheme due to end later this year, and the supply of properties still not keeping pace with demand, the future looks set to remain testing for anyone trying to take their first step on the property ladder.

Daragh expanded by saying,

“Our survey shows that 69% of 18 – 34-year-olds believe that it’s more difficult than ever to makeyour first property purchase. This is understandable, given that this is the age-group most likely to be affected. However, what’s interesting, and perhaps more telling, is that this is only marginallymore than the number of people aged 55 and over, at 65%, who also believe that it is more difficult than ever to be a First Time Buyer in Ireland. Is this because they are comparing their own experience with how difficult it is for their children to buy a home now? Perhaps, if they are facilitating their adult children living with them for longer than they would have expected the knock on effect on them is making the homeownership struggle more apparent to them.”

The Royal London survey also found that:

  •  Very few people, 4% on average, would say that “it’s not that hard to buy a home – you justneed to put your head down and get on with it”. 0% of 18-34 year olds, who are likely to make up the majority of FTBs in the country, are of this view, while just 6% of 35-54 year olds agreed with this statement;
  •  People in Dublin were least likely to agree with the statement that “it’s more difficult than ever to buy a home now” (59%), compared with Munster (69%), and Connaught/Ulster (69%);
  •  Dublin respondents were also more likely to agree that, “it’s difficult to buy home – but that’s always been the case” (38%), compared with Munster (28%) and Connaught/Ulster (25%).In relation to the last two points Daragh commented, “It would be fair to say this would indicatethat buying property in the capital has always been considered more difficult but the rest of thecountry is catching up as house prices narrow between Dublin and other areas.”The latest Daft.ie House Price Report2 reflects continued growth in house prices across the country and continued weak supply up against strong demand. Royal London says that, combined with no sign of any loosening of the mortgage lending rules, home ownership for FTB will continue to remain elusive for many.Daragh concluded,

    “While there are varying degrees of hardship involved in purchasing your first home, dependingon your circumstances, it must be remembered that in February of this year alone 1,693 mortgages were approved for First Time Buyers in this country3, an increase on this time last year– so there is hope for the thousands of would-be homeowners looking to purchase over the next few months and years.

    “If you are a First Time Buyer who has questions about your personal financial circumstances I’dencourage you to speak to a Financial Broker who will be able to advise and makerecommendations to you based on your needs and particular circumstances.”

By adminFinancial News, First Time Buyers

No changes to Central Bank Rules

The Central Bank has decided to leave mortgage lending rules unchanged, following its annual review of the measures.

The bank said the measures are achieving the twin objectives of maintaining financial stability and protecting consumers.

Both the loan to income(LTI) and loan to value (LTV) limits will remain unchanged, following this decision.

See below

 

Unfortunately it means that unless you are one of the lucky few you will only be able to borrow 3.5 times your income and if a second time borrower only to a maximum loan of 80% Loan to Value

 

By adminFinancial News

The Park at Hansfield

The Park at Hansfield are 3 & 4 Bedroom A-Rated Quality Homes. Each family home is finished to the highest of modern standards and benefits from the latest in modern building technologies. Families can make the most of outdoor life in beautiful Dublin 15, with an adjacent 5 acres of open parkland on their doorsteps.This beautifully landscaped amenity is thoughtfully designed and is filled with flowers and trees. It also features a playground and plenty of walkways to enjoy, among other attractions. Perfect for children and adults alike, who could resist enjoying the outdoor life with such a wonderful facility on their doorstep?
The Park at Hansfield is perfectly located for all types of commuters. Hansfield & Clonsilla train stations lie next to The Park, and offer quick and regular access to Dublin City Centre. A Dublin Bus Quality Bus Corridor servicing the 39 bus route brings you to the City Centre and southside quickly and efficiently, while the 39a route brings students directly to UCD in Dublin 4.
Expect a warm welcome in the local village of Ongar, which has everything a family could need, from supermarkets to pharmacies to a health centre and more. Catch up with friends at the local café, or stock up on the essentials at the butcher and the supermarket; there’s no need to travel far when all this is just a few minutes away.

 

Mortgage Xpress are the approved mortgage advisors for the development and we will be happy to give you any advise you need,

By adminFirst Time Buyers, New Developments

Ardsolus

ARDSOLUS offers your family the opportunity to experience a new standard of living with inspiring home environments that embrace quality, comfort and convenience. Located in Brownsbarn adjacent to Citywest, ARDSOLUS offers you the freedom to do more right on your doorstep.

Set your sights on the city centre and enjoy it in 17 minutes by car. Explore the latest trends at Kildare Village thanks to the neighbouring N7. Or hop in the car for six minutes and arrive at Citywest Shopping Centre for great retail therapy.

Variety is the spice of life here with close proximity to the Luas Red Line, N7, M50, and Dublin Bus routes helping you and your family add enjoyment to every day.

Pack more in from Monday to Sunday with the perfect balance of shops, parks, restaurants and schools that add to the lifestyle perks of this popular address.

Stretch your legs within 300 acres of Corkagh Park Fishery and Camac Valley and savour the great outdoors with fishing lakes, the fairy wood, playgrounds and a pet farm. Pick up treats for the troops at Avoca or dine out at the Kingswood Hotel.

 

Mortgage Xpress are the approved mortgage advisors for the development and we will be happy to give you any advise you need,

By adminFirst Time Buyers, New Developments
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Oaktree, Tully Road, Kildare, Co. Kildare

Luxurious traditional painted wood kitchen with integrated appliances (Please note that the provision of appliances is subject to the signing of uncon
Tiled kitchen and bathrooms
Utility room
French patio doors to rear garden
Stylish panelled doors with brush chrome handles
Wired for Alarm
Ample electrical specification with sockets and electrical points throughout. Front and rear gardens seeded
Triple Glazed PVC Windows
Driveway for two cars to front
Designer bathrooms with heated towel rail
Property Description:
Latest release of 3 and 4 bedroom houses now released – Contact agents today to make an appointment to view.

3 BEDROOM MID TERRACE HOUSES C. 112.6 SQ M PRICED FROM €262,500
3 BEDROOM END OF TERRACE HOUSES C. 112.6 SQ M PRICED FROM €270,000
3 BEDROOM SEMI DETACHED HOUSES C. 112.6 SQ M PRICED FROM €275,000
4 BEDROOM DETACHED HOUSE C. 132.4 SQ M PRICED FROM €325,000

3 BEDROOM MID TERRACE, END OF TERRACE & SEMI DETACHED HOUSES (TYPE B1 c. 122.5 SQ M)
4 BEDROOM DETACHED HOUSES (TYPE A1 & C C. 132.4 – 133.9 SQ M)

FOR MORE INFORMATION PLEASE EMAIL OAKTREE@DNG.IE OR CONTACT DNG DOYLE ON 045 874795 OR DNG NEW HOMES ON 01 4912600.

By adminNew Developments

Large Beautiful homes at Dunville

Dunville, is an exclusive scheme of large 2, 3 & 4 bedroom sustainable homes with pockets of green spaces allocated throughout the development. Each home has been attentively planned, both inside and out with the emphasis on space.

Inside the properties are well laid out with practical storage, spacious bedrooms, versatile kitchen and living area layouts. There will be a choice of properties some of which will have convertible attic space providing extra space for you to use however you may choose. Dunville offers attentively planned space with the emphasis on providing you with well proportioned rooms and excellent finishes throughout.

Dunville is strategically positioned on the outskirts of Navan Town. Navan Town is located just off the M3 at Junction 8 only 40 km from Dublin and 35 minutes from the M50, providing easy access to all routes throughout the country. Access to Junction 8 of the M3 Motorway is minutes from Dunville. There is a regular bus service from Navan into Dublin City Centre, with buses leaving every 15 minutes at peak times from 6am. Rail users are only 20 minutes from The M3 Parkway Railway Station via the M3 Motorway.

Dunville is adjacent to the amenities at Johnstown Shopping Centre anchored by Super Valu and incorporating several exclusive shops, cafés, hair and beauty salon, pharmacy, laundrette and opticians to name but a few. Dunville is within walking distance from St Stephen’s Primary School and Colaiste na Mi Secondary School which have both been newly constructed.

Navan’s local amenities and infrastructure could not be rivalled and it is considered to be one of the premier satellite locations for Dublin. Navan offers excellent amenities such as schools, high street shopping, large retail stores and excellent recreational amenities.
The Town benefits from a wealth of sporting facilities including tennis, rugby, soccer, GAA clubs and golfing at Royal Tara, Headfort Golf Club and Knighstbrook, Trim. Navan Racecourse attracts numerous race meetings throughout the year.
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Mortgage Xpress are the approved mortgage advisors for the development and we will be happy to give you any advise you need,

The brochure is available here

By adminFirst Time Buyers, New Developments