Mortgage Xpress, was established in early 1999 as an Independent Financial Advice Brokerage and is based in Lucan Co.Dublin.
With our in-house knowledge and experience (40 years combined experience between Directors Paddy Byrne & Deirdre Glennon), we provide appropriate, cost effective and relevant advice to our clients on a regular ongoing basis.
Appointed Mortgage Advisors for some of Dubin's most exciting new developments.
We are the appointed mortgage advisors on a large number of developments including the wonderful Ardsolus. As the appointed Mortgage Advisors on this development and can assist you with any questions you may have. Download the brochure and discover what Ardsolus has to offer.
The Green Mortgage
Irish homebuyers can now save money on their mortgage as well as their heating and electricity bills if they choose a sustainable, energy efficient home.
How? because they can qualify for a Green Mortgage.
The Green Mortgage rate is available to borrowers buying or building energy-efficient homes.
The Green Mortgage is available to people buying a property with a Building Energy Rating (BER) of B3 or better or who are borrowing to build or upgrade their home so that it has a BER rating of B3 or better (subject to lenders terms & conditions)
Save money on your mortgage interest when you save money on your energy bills.
A BER is an energy label which comes with an accompanying advisory report for homes. The rating is a simple A to G scale with A-rated homes being the most energy efficient. The Sustainable Energy Authority of Ireland (SEAI) estimates that raising a three-bed, semi-detached home from D on the BER scale to A would reduce the property’s annual energy bills from €1,850 to around €380, a saving of almost €1,500. So now you can save money on your mortgage interest when you save money on your energy bills.
Investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future.
J.P. Morgan — Senior Partner & CEO
HOW DOES IT WORK?
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(01) 621 9799
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WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME
If your mortgage is ever on a variable rate:
WARNING: THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
If your mortgage is ever on a fixed rate:
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.
If your mortgage is on an interest only term:
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.
If your mortgage is an equity release mortgage and is being used for debt consolidation purposes:
WARNING: THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.