[leadinjection_heading align="center" heading_text="Terms of Business" heading_text_color="#ffffff" css=".vc_custom_1543878394222{padding-top: 80px !important;padding-bottom: 100px !important;}"]
[leadinjection_textblock]MBL Financial Services Limited t/a Mortgage Xpress of 4 The Mall, Main St, Lucan, Co Dublin specialise in the provision of Mortgage Services, Life Assurance and General Insurance services to consumers.
Authorised Status:
MBL Financial Services Limited t/a Mortgage Xpressis regulated by the Central Bank of Ireland as aMulti-Agency Intermediary under the Investment Intermediaries Act, 1995, as amended; as a mortgage intermediary authorised under the Consumer Credit Act, 1995, as amended and as an insurance intermediary registered under the European Communities (Insurance Mediation) Regulations, 2005. The Central Bank holds registers of regulated firms. You may contact the Central Bank on (01) 4104000 or alternatively visit their website on www.centralbank.ieto verify our credentials.”
MBL Financial Services Limited t/a Mortgage Xpress is a member of the Professional InsuranceBrokers Association.
Regulatory Status:
MBL Financial Services Limited t/a Mortgage Xpressis regulated by the Central Bank Of Ireland. Our regulator number is 5548.
Codes of Conduct:
MBL Financial Services Limited t/a Mortgage Xpress is subject to the Consumer Protection Code, Minimum Competency Code and Fitness & Probity Standards which offer protection to consumers. These Codes can be found on the Central Banks’s website www.centralbank.ie
Services:
MBL Financial Services Limited t/a Mortgage Xpress offer advice in relation to all aspects of mortgage finance and also in relation to life assurance products (Term Cover, Serious Illness and Permanent Health Insurance) and General Insurance. We are also authorised as a deposit broker and we deal with Permanent TBS when providing deposits. We also transmit orders on client’s behalf to any of the insurance undertakings or product producers from whom the Company hold letters of appointment. A list of all such entities is contained elsewhere in these Terms of Business.
MBL Financial Services Ltd t/a Mortgage Xpress acts as an Independent Brokerwhich means that:
- a) the principal regulated activities of the firm are provided on the basis of a fair analysis of the market; and
- b) you have the option to pay in full for our services by means of a fee.
- the needs of the customer,
- the size of the customer order,
- the number of providers in the market that deal with brokers,
- the market share of each of those providers,
- the number of relevant products available from each provider,
- the availability of information about the products,
- the quality of the product and service provided by the provider,
- cost, and
- any other relevant consideration.