{"id":79786,"date":"2019-08-16T11:38:54","date_gmt":"2019-08-16T09:38:54","guid":{"rendered":"https:\/\/undsgn.com\/uncode\/?page_id=79786"},"modified":"2024-03-15T13:40:20","modified_gmt":"2024-03-15T13:40:20","slug":"classic-banking","status":"publish","type":"page","link":"https:\/\/mortgagexpress.ie\/","title":{"rendered":"Mortgage Xpress Home"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;7&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_id=&#8221;About&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;2&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;sm&#8221; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;210117&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;3&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;right-t-left&#8221; width=&#8221;1\/2&#8243;][vc_icon icon=&#8221;fa fa-star-o&#8221; icon_color=&#8221;accent&#8221; size=&#8221;fa-3x&#8221; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-781688&#8243; title=&#8221;Stress Free Mortgage&#8221; uncode_shortcode_id=&#8221;271680&#8243; icon_color_type=&#8221;uncode-palette&#8221;]WE will guide you through the process, we can arrange appointments to suit your schedule and we will provide you with the right mortgage solution that suits your individual needs.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;3&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;right-t-left&#8221; animation_delay=&#8221;200&#8243; width=&#8221;1\/2&#8243;][vc_icon icon=&#8221;fa fa-star-o&#8221; icon_color=&#8221;accent&#8221; size=&#8221;fa-3x&#8221; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-781688&#8243; title=&#8221;Choice of Lenders&#8221;]We don&#8217;t believe in one size fits all and will endeavour to match your needs with the available products in the market and will advise on multiple options.[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_id=&#8221;About&#8221; uncode_shortcode_id=&#8221;176116&#8243;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;2&#8243; style=&#8221;light&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;sm&#8221; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;141327&#8243;][vc_custom_heading text_color=&#8221;color-jevc&#8221; text_font=&#8221;font-175345&#8243; text_size=&#8221;h1&#8243; text_weight=&#8221;200&#8243; uncode_shortcode_id=&#8221;143752&#8243; text_color_type=&#8221;uncode-palette&#8221;]Fast track your application today.[\/vc_custom_heading][vc_empty_space empty_h=&#8221;2&#8243;][vc_button button_color=&#8221;accent&#8221; size=&#8221;btn-lg&#8221; border_animation=&#8221;btn-ripple-out&#8221; text_skin=&#8221;yes&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-175345&#8243; font_weight=&#8221;400&#8243; border_width=&#8221;0&#8243; link=&#8221;url:https%3A%2F%2Fmortgagexpress.creditlogic.io%2F&#8221; button_color_type=&#8221;uncode-palette&#8221; uncode_shortcode_id=&#8221;101086&#8243;]APPLY NOW[\/vc_button][vc_empty_space empty_h=&#8221;2&#8243;][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; top_divider_inv=&#8221;step_2_3&#8243; shape_top_invert=&#8221;yes&#8221; shape_top_h_use_pixel=&#8221;true&#8221; shape_top_height_percent=&#8221;100&#8243; shape_top_color=&#8221;color-210407&#8243; shape_top_opacity=&#8221;100&#8243; shape_top_index=&#8221;0&#8243; shape_top_responsive=&#8221;yes&#8221; shape_top_tablet_hide=&#8221;yes&#8221; shape_top_mobile_hide=&#8221;yes&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;right&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;bottom-t-top&#8221; animation_delay=&#8221;200&#8243; width=&#8221;7\/12&#8243; column_width_pixel=&#8221;652&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243; subheading=&#8221;With our in-house knowledge and experience (40 years combined experience between Directors Paddy Byrne &amp; Deirdre Glennon), we provide appropriate, cost effective and relevant advice to our clients on a regular ongoing basis.&#8221; uncode_shortcode_id=&#8221;168263&#8243;]Mortgage Xpress, was established in early 1999 as an Independent Financial Advice Brokerage and is based in Lucan Co.Dublin.[\/vc_custom_heading][vc_button button_color=&#8221;accent&#8221; size=&#8221;btn-lg&#8221; text_skin=&#8221;yes&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-175345&#8243; font_weight=&#8221;400&#8243; border_width=&#8221;0&#8243; link=&#8221;url:%2Fcontact-us%2F%20|||&#8221;]Contact Us[\/vc_button][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; 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shape_top_responsive=&#8221;yes&#8221; shape_top_tablet_hide=&#8221;yes&#8221; shape_top_mobile_hide=&#8221;yes&#8221; inverted_device_order=&#8221;yes&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243;][vc_single_image media=&#8221;533&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;three-two&#8221; shadow=&#8221;yes&#8221;][\/vc_column][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;left&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;bottom-t-top&#8221; animation_delay=&#8221;200&#8243; width=&#8221;7\/12&#8243; column_width_pixel=&#8221;652&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243; subheading=&#8221;We are the appointed mortgage advisors on a large number of developments including the wonderful Ardsolus. As the appointed Mortgage Advisors on this development and can assist you with any questions you may have. Download the brochure and discover what Ardsolus has to offer.&#8221;]Appointed Mortgage Advisors for some of Dubin&#8217;s most exciting new developments.[\/vc_custom_heading][vc_button button_color=&#8221;accent&#8221; size=&#8221;btn-lg&#8221; text_skin=&#8221;yes&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-175345&#8243; font_weight=&#8221;400&#8243; border_width=&#8221;0&#8243; link=&#8221;url:%2Fwp-content%2Fuploads%2F2018%2F12%2FArdsolus-Brochure.pdf||target:%20_blank|&#8221;]Adsolus Brochure[\/vc_button][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; top_divider_inv=&#8221;step_2_3&#8243; shape_top_invert=&#8221;yes&#8221; shape_top_h_use_pixel=&#8221;true&#8221; shape_top_height_percent=&#8221;100&#8243; shape_top_color=&#8221;color-742106&#8243; shape_top_opacity=&#8221;100&#8243; shape_top_index=&#8221;0&#8243; shape_top_responsive=&#8221;yes&#8221; shape_top_tablet_hide=&#8221;yes&#8221; shape_top_mobile_hide=&#8221;yes&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;right&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;bottom-t-top&#8221; animation_delay=&#8221;200&#8243; width=&#8221;7\/12&#8243; column_width_pixel=&#8221;652&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243; subheading=&#8221;Irish homebuyers can now save money on their mortgage as well as their heating and electricity bills if they choose a sustainable, energy efficient home.<br \/>\nHow? because they can qualify for a Green Mortgage.<br \/>\nThe Green Mortgage rate is available to borrowers buying or building energy-efficient homes.<\/p>\n<p>The Green Mortgage is available to people buying a property with a Building Energy Rating (BER) of B3 or better or who are borrowing to build or upgrade their home so that it has a BER rating of B3 or better (subject to lenders terms &amp; conditions)&#8221;]The Green Mortgage[\/vc_custom_heading][\/vc_column][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243;][vc_single_image media=&#8221;83486&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;three-two&#8221; shadow=&#8221;yes&#8221;][\/vc_column][\/vc_row][vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;0&#8243; top_padding=&#8221;4&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; equal_height=&#8221;yes&#8221; gutter_size=&#8221;0&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_top_divider=&#8221;default&#8221; top_divider_inv=&#8221;step_2_3&#8243; shape_top_invert=&#8221;yes&#8221; shape_top_flip=&#8221;yes&#8221; shape_top_h_use_pixel=&#8221;true&#8221; shape_top_height_percent=&#8221;100&#8243; shape_top_color=&#8221;color-742106&#8243; shape_top_opacity=&#8221;100&#8243; shape_top_index=&#8221;0&#8243; shape_top_responsive=&#8221;yes&#8221; shape_top_tablet_hide=&#8221;yes&#8221; shape_top_mobile_hide=&#8221;yes&#8221; inverted_device_order=&#8221;yes&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;5\/12&#8243;][vc_single_image media=&#8221;83489&#8243; media_width_percent=&#8221;100&#8243; media_ratio=&#8221;three-two&#8221;][\/vc_column][vc_column column_width_use_pixel=&#8221;yes&#8221; position_horizontal=&#8221;left&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;3&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; css_animation=&#8221;bottom-t-top&#8221; animation_delay=&#8221;200&#8243; width=&#8221;7\/12&#8243; column_width_pixel=&#8221;652&#8243;][vc_custom_heading heading_semantic=&#8221;h3&#8243; text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243; subheading=&#8221;A BER is an energy label which comes with an accompanying advisory report for homes. The rating is a simple A to G scale with A-rated homes being the most energy efficient. The Sustainable Energy Authority of Ireland (SEAI) estimates that raising a three-bed, semi-detached home from D on the BER scale to A would reduce the property\u2019s annual energy bills from \u20ac1,850 to around \u20ac380, a saving of almost \u20ac1,500. So now you can save money on your mortgage interest when you save money on your energy bills.&#8221;]Save money on your mortgage interest when you save money on your energy bills.[\/vc_custom_heading][vc_button button_color=&#8221;color-742106&#8243; size=&#8221;btn-lg&#8221; text_skin=&#8221;yes&#8221; custom_typo=&#8221;yes&#8221; font_family=&#8221;font-175345&#8243; font_weight=&#8221;400&#8243; border_width=&#8221;0&#8243; link=&#8221;url:%2Fcontact-us%2F%20|||&#8221;]Contact Us About Green Mortgage[\/vc_button][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;7&#8243; bottom_padding=&#8221;7&#8243; back_color=&#8221;color-nhtu&#8221; back_image=&#8221;51&#8243; parallax=&#8221;yes&#8221; overlay_color=&#8221;color-nhtu&#8221; overlay_alpha=&#8221;25&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider=&#8221;step_2_3&#8243; shape_bottom_h_use_pixel=&#8221;&#8221; shape_bottom_height=&#8221;108&#8243; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_safe=&#8221;yes&#8221; shape_bottom_index=&#8221;0&#8243;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;middle&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;sm&#8221; width=&#8221;1\/1&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;4&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;5&#8243; mobile_width=&#8221;0&#8243; width=&#8221;2\/3&#8243;][vc_custom_heading heading_semantic=&#8221;h5&#8243; text_font=&#8221;font-175345&#8243; text_size=&#8221;h1&#8243; text_weight=&#8221;300&#8243; text_height=&#8221;fontheight-357766&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243;]Investment is an asset or item that is purchased with the hope that it will generate income or appreciate in the future.[\/vc_custom_heading][vc_custom_heading heading_semantic=&#8221;h6&#8243; text_font=&#8221;font-175345&#8243; text_size=&#8221;h5&#8243; text_weight=&#8221;300&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243;]J.P. Morgan \u2014 Senior Partner &amp; CEO[\/vc_custom_heading][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_visibility=&#8221;yes&#8221; mobile_width=&#8221;0&#8243; width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;5&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_id=&#8221;News&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;4&#8243; font_family=&#8221;font-175345&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243;][vc_custom_heading text_font=&#8221;font-175345&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243;]Latest News[\/vc_custom_heading][uncode_index el_id=&#8221;index-442543&#8243; isotope_mode=&#8221;fitRows&#8221; loop=&#8221;size:4|order_by:date|post_type:post&#8221; screen_lg=&#8221;1000&#8243; screen_md=&#8221;600&#8243; screen_sm=&#8221;480&#8243; gutter_size=&#8221;4&#8243; post_items=&#8221;media|featured|onpost|poster,date,title&#8221; single_text=&#8221;lateral&#8221; single_width=&#8221;6&#8243; images_size=&#8221;three-two&#8221; single_image_size=&#8221;4&#8243; single_shape=&#8221;round&#8221; radius=&#8221;xs&#8221; single_overlay_opacity=&#8221;50&#8243; single_padding=&#8221;2&#8243; single_title_family=&#8221;font-175345&#8243; single_title_dimension=&#8221;h4&#8243; single_title_weight=&#8221;300&#8243; single_title_height=&#8221;fontheight-357766&#8243; single_title_space=&#8221;fontspace-781688&#8243; single_border=&#8221;yes&#8221; single_css_animation=&#8221;right-t-left&#8221;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;0&#8243; back_color=&#8221;color-xsdn&#8221; overlay_alpha=&#8221;0&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;2&#8243; enable_bottom_divider=&#8221;default&#8221; bottom_divider=&#8221;step&#8221; shape_bottom_h_use_pixel=&#8221;true&#8221; shape_bottom_height_percent=&#8221;50&#8243; shape_bottom_color=&#8221;color-xsdn&#8221; shape_bottom_opacity=&#8221;100&#8243; shape_bottom_index=&#8221;0&#8243; uncode_shortcode_id=&#8221;188917&#8243; back_color_type=&#8221;uncode-palette&#8221; shape_bottom_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;3&#8243; back_color=&#8221;accent&#8221; overlay_alpha=&#8221;0&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; radius=&#8221;xs&#8221; shadow=&#8221;xl&#8221; shadow_darker=&#8221;yes&#8221; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;175466&#8243; back_color_type=&#8221;uncode-palette&#8221;][vc_custom_heading text_color=&#8221;color-xsdn&#8221; text_font=&#8221;font-175345&#8243; text_size=&#8221;h1&#8243; text_weight=&#8221;200&#8243; text_space=&#8221;fontspace-781688&#8243; css_animation=&#8221;curtain&#8221; animation_delay=&#8221;200&#8243;]HOW DOES IT WORK?[\/vc_custom_heading][vc_single_image media=&#8221;83325&#8243; media_width_percent=&#8221;100&#8243; alignment=&#8221;center&#8221; lbox_skin=&#8221;white&#8221; uncode_shortcode_id=&#8221;152161&#8243;][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; overlay_alpha=&#8221;100&#8243; gutter_size=&#8221;100&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; style=&#8221;inherited&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; medium_width=&#8221;100&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/1&#8243; column_width_pixel=&#8221;1400&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;100&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; medium_width=&#8221;3&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/3&#8243;][vc_icon icon=&#8221;fa fa-pencil2&#8243; icon_color=&#8221;accent&#8221; size=&#8221;fa-3x&#8221; heading_semantic=&#8221;h5&#8243; text_font=&#8221;font-175345&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-111509&#8243; text_reduced=&#8221;yes&#8221; title=&#8221;Email Us&#8221; link=&#8221;url:mailto%3Ainfo%40mortgagexpres.ie|target:_blank&#8221; link_text=&#8221;info@mortgagexpress.ie&#8221; uncode_shortcode_id=&#8221;143660&#8243; icon_color_type=&#8221;uncode-palette&#8221;]We are happy to help with your queries.[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; medium_width=&#8221;3&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/3&#8243;][vc_icon icon=&#8221;fa fa-phone2&#8243; icon_color=&#8221;accent&#8221; size=&#8221;fa-3x&#8221; heading_semantic=&#8221;h5&#8243; text_font=&#8221;font-175345&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-111509&#8243; text_reduced=&#8221;yes&#8221; title=&#8221;Call Us&#8221; link=&#8221;url:http%3A%2F%2F(01)%20621%209799|title:(01)%20621%209799|target:%20_blank|&#8221;]<\/p>\n<h4>(01) 621 9799<\/h4>\n<p>[\/vc_icon][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; medium_width=&#8221;3&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/3&#8243;][vc_icon icon=&#8221;fa fa-map-pin&#8221; icon_color=&#8221;accent&#8221; size=&#8221;fa-3x&#8221; heading_semantic=&#8221;h5&#8243; text_font=&#8221;font-175345&#8243; text_size=&#8221;h4&#8243; text_weight=&#8221;300&#8243; text_space=&#8221;fontspace-111509&#8243; text_reduced=&#8221;yes&#8221; title=&#8221;Our Office&#8221; link=&#8221;url:https%3A%2F%2Fwww.google.com%2Fmaps%2Fdir%2F53.3266432%2C-6.30784%2Fmortgage%2Bxpress%2F%4053.3389544%2C-6.4473103%2C12z%2Fdata%3D!3m1!4b1!4m9!4m8!1m1!4e1!1m5!1m1!1s0x48677250bd485181%3A0x8b7dc3faf855647b!2m2!1d-6.4473718!2d53.3589837||target:%20_blank|&#8221; link_text=&#8221;Get Directions&#8221;]The Mall, 4 Main Street<br \/>\nLucan,\u00a0Co. Dublin<br \/>\nK78 V9R6[\/vc_icon][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;5&#8243; bottom_padding=&#8221;5&#8243; back_color=&#8221;color-lxmt&#8221; overlay_alpha=&#8221;100&#8243; gutter_size=&#8221;100&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; style=&#8221;inherited&#8221;][vc_column column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;4&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;100&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/1&#8243; column_width_pixel=&#8221;1000&#8243;][vc_row_inner row_inner_height_percent=&#8221;0&#8243; overlay_alpha=&#8221;100&#8243; gutter_size=&#8221;3&#8243; shift_y=&#8221;0&#8243; limit_content=&#8221;&#8221;][vc_column_inner column_width_use_pixel=&#8221;yes&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;100&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; zoom_width=&#8221;0&#8243; zoom_height=&#8221;0&#8243; width=&#8221;1\/1&#8243; column_width_pixel=&#8221;900&#8243;][vc_custom_heading text_font=&#8221;font-175345&#8243; text_size=&#8221;h1&#8243; text_weight=&#8221;200&#8243; text_transform=&#8221;uppercase&#8221;]We welcome all enquiries[\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f83351-o1\" lang=\"en-GB\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/79786#wpcf7-f83351-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"83351\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.2\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_GB\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f83351-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-fullname\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-fluid\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your full name\" value=\"\" type=\"text\" name=\"your-fullname\" \/><\/span>\n<\/p>\n<div class=\"wpcf7-inline-wrapper\">\n\t<p class=\"wpcf7-inline-field\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your Email\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t<\/p>\n\t<p class=\"wpcf7-inline-field\"><span class=\"wpcf7-form-control-wrap\" data-name=\"your-telephone\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-fluid\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone\" value=\"\" type=\"text\" name=\"your-telephone\" \/><\/span>\n\t<\/p>\n<\/div>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"8\" class=\"wpcf7-form-control wpcf7-textarea\" aria-invalid=\"false\" placeholder=\"How Can We Help?\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"menu-640\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"menu-640\"><option value=\"First Time Buyer\">First Time Buyer<\/option><option value=\"Remortgage\">Remortgage<\/option><option value=\"Commercial Mortgage\">Commercial Mortgage<\/option><option value=\"The Green Mortgage\">The Green Mortgage<\/option><\/select><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-accent btn-circle\" type=\"submit\" value=\"Send Enquiry\" \/>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"48\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"inv-recaptcha-holder\"><\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; 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uncode_shortcode_id=&#8221;144349&#8243; text_color_type=&#8221;uncode-palette&#8221;]Follow us on Instagram[\/vc_custom_heading][vc_empty_space empty_h=&#8221;2&#8243;]\r\n<div id=\"sb_instagram\"  class=\"sbi sbi_mob_col_1 sbi_tab_col_2 sbi_col_4 sbi_width_resp\" style=\"padding-bottom: 10px;\" data-feedid=\"*2\"  data-res=\"auto\" data-cols=\"4\" data-colsmobile=\"1\" data-colstablet=\"2\" data-num=\"20\" data-nummobile=\"20\" data-shortcode-atts=\"{&quot;feed&quot;:&quot;2&quot;}\"  data-postid=\"79786\" data-locatornonce=\"0bddcb342f\" data-sbi-flags=\"favorLocal\">\r\n\t\r\n    <div id=\"sbi_images\"  style=\"padding: 5px;\">\r\n\t\t<div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17870955785999726\" data-date=\"1706043841\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C2dQoJKsCOA\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t51.29350-15\/421726579_707538778153507_5083846663326432971_n.jpg?_nc_cat=107&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=DCZzIU34NbYAX-m2EJj&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfBWiL5HfT8yiBGZqFuQ5oEzncsCJjnKHyKVRnwyVEhB_Q&#038;oe=66071011\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/421726579_707538778153507_5083846663326432971_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=DCZzIU34NbYAX-m2EJj&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBWiL5HfT8yiBGZqFuQ5oEzncsCJjnKHyKVRnwyVEhB_Q&amp;oe=66071011&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/421726579_707538778153507_5083846663326432971_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=DCZzIU34NbYAX-m2EJj&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBWiL5HfT8yiBGZqFuQ5oEzncsCJjnKHyKVRnwyVEhB_Q&amp;oe=66071011&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/421726579_707538778153507_5083846663326432971_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=DCZzIU34NbYAX-m2EJj&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBWiL5HfT8yiBGZqFuQ5oEzncsCJjnKHyKVRnwyVEhB_Q&amp;oe=66071011&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/421726579_707538778153507_5083846663326432971_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=DCZzIU34NbYAX-m2EJj&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBWiL5HfT8yiBGZqFuQ5oEzncsCJjnKHyKVRnwyVEhB_Q&amp;oe=66071011&quot;}\">\r\n            <span class=\"sbi-screenreader\">We had an influx of messages asking about probatio<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"We had an influx of messages asking about probation when applying for your mortgage \ud83d\udc46\ud83c\udffc\n\nHere is all the information you need. If you have an question please don\u2019t be afraid to leave them below! \n\n#mortgagetips #firsttimehomebuyer #firsttimebuyer #probation #workingfromhome #newhomesireland\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_18114287980321548\" data-date=\"1705950253\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C2aeEvzMs6Q\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-1.cdninstagram.com\/v\/t51.29350-15\/420171293_1415153985768139_5270962888735058093_n.jpg?_nc_cat=110&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=6RSGh1ma7ZUAX-VN7h2&#038;_nc_ht=scontent-lhr6-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfAPcgzUm52RCuzBP8MuPOxsKupPz_ejNoTD9evduBYZug&#038;oe=6606F8B7\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420171293_1415153985768139_5270962888735058093_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=6RSGh1ma7ZUAX-VN7h2&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAPcgzUm52RCuzBP8MuPOxsKupPz_ejNoTD9evduBYZug&amp;oe=6606F8B7&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420171293_1415153985768139_5270962888735058093_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=6RSGh1ma7ZUAX-VN7h2&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAPcgzUm52RCuzBP8MuPOxsKupPz_ejNoTD9evduBYZug&amp;oe=6606F8B7&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420171293_1415153985768139_5270962888735058093_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=6RSGh1ma7ZUAX-VN7h2&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAPcgzUm52RCuzBP8MuPOxsKupPz_ejNoTD9evduBYZug&amp;oe=6606F8B7&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420171293_1415153985768139_5270962888735058093_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=6RSGh1ma7ZUAX-VN7h2&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAPcgzUm52RCuzBP8MuPOxsKupPz_ejNoTD9evduBYZug&amp;oe=6606F8B7&quot;}\">\r\n            <span class=\"sbi-screenreader\">Getting this part of your application right, will <\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Getting this part of your application right, will make the Application Process so much smoother \ud83d\udc47\ud83c\udffc\n\nYour repayment capacity is key to getting approval. Once you show a lender you are capable of repaying your mortgage for the next 30-35 years, while still comfortably living, you\u2019re onto a winner.\n\nMostly people know what repayment capacity is - but do you know do\u2019s and don\u2019t s?\n\nDo\u2019s:\n\ud83d\udd39 Make it as eay as possible for the lender - Open a Mortgage Saver or Specific Saving account\n\ud83d\udd39 Save\/Rent as soon as your Paid - leave a paper trail.\n\ud83d\udd39 Make sure you save for at least 20% more than you need beat any potential increases\n\ud83d\udd39 Continue to Show Repayment Capacity until you Drawdown\n\nDon\u2019t:\n\ud83d\udd39 Move funds around to try and \u201ctrick\u201d the lender, it doesnt work.\n\ud83d\udd39 Rely on Gifted\/Additional Funds to show Repayment Capacity.\n\ud83d\udd39 Stop saving once event come up - Christmas, Birthdays, Back to School etc\n\ud83d\udd39 Take out Loans\/Credit Cards\/Overdrafts as these will all count against repayment capacity.\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17974134536649210\" data-date=\"1705604437\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C2QKh6WMDCw\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-2.cdninstagram.com\/v\/t39.30808-6\/419339821_379162094704667_4597215793636107210_n.png?stp=dst-jpg&#038;_nc_cat=101&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=SIwKAVSBYNwAX_EaxJM&#038;_nc_ht=scontent-lhr8-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfDP0rdFkXUCm83ugcZo9P2-88FYQfhfNxDM3El4fPb5eA&#038;oe=6607E56A\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/419339821_379162094704667_4597215793636107210_n.png?stp=dst-jpg&amp;_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SIwKAVSBYNwAX_EaxJM&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDP0rdFkXUCm83ugcZo9P2-88FYQfhfNxDM3El4fPb5eA&amp;oe=6607E56A&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/419339821_379162094704667_4597215793636107210_n.png?stp=dst-jpg&amp;_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SIwKAVSBYNwAX_EaxJM&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDP0rdFkXUCm83ugcZo9P2-88FYQfhfNxDM3El4fPb5eA&amp;oe=6607E56A&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/419339821_379162094704667_4597215793636107210_n.png?stp=dst-jpg&amp;_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SIwKAVSBYNwAX_EaxJM&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDP0rdFkXUCm83ugcZo9P2-88FYQfhfNxDM3El4fPb5eA&amp;oe=6607E56A&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/419339821_379162094704667_4597215793636107210_n.png?stp=dst-jpg&amp;_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SIwKAVSBYNwAX_EaxJM&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDP0rdFkXUCm83ugcZo9P2-88FYQfhfNxDM3El4fPb5eA&amp;oe=6607E56A&quot;}\">\r\n            <span class=\"sbi-screenreader\">\u2757TWO lenders are offering cashback on your Switc<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\u2757TWO lenders are offering cashback on your Switch\u2757\n\nWe know many people are coming to the end of their fixed rates and are going to be looking for better rates, and now is the time to do it. \n\nGet in contact today to avail of these cashback offers \ud83d\udc47\n\n #cashback #fixedrate #fixedratemortgage #mortgage #mortgages #mortgagetips #mortgagerates #mortgageloans #mortgagelender\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_18334151386103686\" data-date=\"1705523480\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C2NwHerscfb\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-2.cdninstagram.com\/v\/t51.29350-15\/420098041_1456177434997343_8016563194600900335_n.jpg?_nc_cat=101&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=Teywufa4DkcAX9ILy3M&#038;_nc_ht=scontent-lhr8-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfCSHhKNbJh1Pdfr0A4KD1FVBSeIIhy0_0u9QPLTZFftEw&#038;oe=66064189\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420098041_1456177434997343_8016563194600900335_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=Teywufa4DkcAX9ILy3M&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCSHhKNbJh1Pdfr0A4KD1FVBSeIIhy0_0u9QPLTZFftEw&amp;oe=66064189&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420098041_1456177434997343_8016563194600900335_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=Teywufa4DkcAX9ILy3M&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCSHhKNbJh1Pdfr0A4KD1FVBSeIIhy0_0u9QPLTZFftEw&amp;oe=66064189&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420098041_1456177434997343_8016563194600900335_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=Teywufa4DkcAX9ILy3M&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCSHhKNbJh1Pdfr0A4KD1FVBSeIIhy0_0u9QPLTZFftEw&amp;oe=66064189&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/420098041_1456177434997343_8016563194600900335_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=Teywufa4DkcAX9ILy3M&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCSHhKNbJh1Pdfr0A4KD1FVBSeIIhy0_0u9QPLTZFftEw&amp;oe=66064189&quot;}\">\r\n            <span class=\"sbi-screenreader\">We don\u2019t all want to emigrate \ud83d\ude00 so let\u2019s ha<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"We don\u2019t all want to emigrate \ud83d\ude00 so let\u2019s have a look at what we can do.\n\nThe market isn\u2019t changing as of right now, so instead, let\u2019s look at what we can do in the meantime.\n\n\ud83d\udd39Is it still possible to get a mortgage in Ireland? \ud83e\udd14\nAbsolutely, yes! \n\n\ud83d\udd39Does this mean you may have to look outside of the area you grew up? \nMuch like our parents, yes you more than likely will. \n\n\ud83d\udc49\ud83c\udffc A breakdown is above of the max loan you can get with a single income and a couple. With the government schemes, and the right house, the deposit you will need and your monthly repayments are attainable.\n\n\ud83d\udc49\ud83c\udffc While completely acknowledging that the market in the Dublin can be astronomical, we need to refocus, if being a first time home buyer is what you want in 2024.\n\nAs always, drop a DM with questions, share to family and friends you think may need a boost. \ud83d\udc46\ud83c\udffc\n\nAlways here to help \ud83e\udd1d\ud83c\udffc leave questions in the comments, you never know who else might need the answer \n\n#mortgagetips #mortgage #mortgagebroker #mortgagespecialist #mortgagesireland #newhomesireland #firsttimebuyer #firsttimehomebuyer #homeownership #irishhomes\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_18407830786005402\" data-date=\"1705434257\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C2LF3K5MDKo\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t51.29350-15\/419261748_191473754051042_3624534616546181172_n.jpg?_nc_cat=108&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=I-QkNMDjn9UAX_aW12a&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfBhVNoymO-UqEQVS6rmk71UBEM3EkFQxWnI-jTL3gmGrQ&#038;oe=6607BC9C\" 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           <span class=\"sbi-screenreader\">\ud83d\ude00\ud83d\ude00\ud83d\ude00 #clients #firsttimebuyer #firsttimeho<\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\ud83d\ude00\ud83d\ude00\ud83d\ude00 #clients #firsttimebuyer #firsttimehomebuyer #mortgagebroker #broker #mortgagesireland #mortgagespecialist\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_17900559701930125\" data-date=\"1705261260\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C2F7o2NMLKS\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-2.cdninstagram.com\/v\/t51.29350-15\/419572326_766924591980654_4516454053206515276_n.jpg?_nc_cat=101&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=SqDOB47TXwkAX9l02C_&#038;_nc_ht=scontent-lhr8-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfDQvguaPHVR59qq1gn75BId2ZnhMPrEw13T_qKHdl7UGg&#038;oe=66072178\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/419572326_766924591980654_4516454053206515276_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SqDOB47TXwkAX9l02C_&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDQvguaPHVR59qq1gn75BId2ZnhMPrEw13T_qKHdl7UGg&amp;oe=66072178&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/419572326_766924591980654_4516454053206515276_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SqDOB47TXwkAX9l02C_&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDQvguaPHVR59qq1gn75BId2ZnhMPrEw13T_qKHdl7UGg&amp;oe=66072178&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/419572326_766924591980654_4516454053206515276_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SqDOB47TXwkAX9l02C_&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDQvguaPHVR59qq1gn75BId2ZnhMPrEw13T_qKHdl7UGg&amp;oe=66072178&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/419572326_766924591980654_4516454053206515276_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=SqDOB47TXwkAX9l02C_&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDQvguaPHVR59qq1gn75BId2ZnhMPrEw13T_qKHdl7UGg&amp;oe=66072178&quot;}\">\r\n            <span class=\"sbi-screenreader\">Something you might not have known before this wee<\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Something you might not have known before this weeks news \ud83d\udc46\ud83c\udffc\n\nSomething to keep in mind before you decided who you will save with \n\n#mortgages #revolut #revolutvaults #savings #onlinebanking #firsttimebuyer #firsttimehomebuyer #mortgagetips #mortgagesavings #saving #savingmoney #savingmoneytips\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_18028567972718515\" data-date=\"1705158029\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C2C3EsHByiP\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-2.cdninstagram.com\/v\/t39.30808-6\/419265960_375696261717917_6172597672668907003_n.png?stp=dst-jpg&#038;_nc_cat=106&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=kxtRjofO6IYAX88LLAq&#038;_nc_ht=scontent-lhr8-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfAjTi5QoEbwPjbQXzmdLaOKzjVa3TWMsC7kMDc6yehorw&#038;oe=66071345\" 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           <span class=\"sbi-screenreader\">Don&#039;t make this mistake \ud83d\ude05\ud83d\ude05\n\nSwitching your M<\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Don&#039;t make this mistake \ud83d\ude05\ud83d\ude05\n\nSwitching your Mortgage should be on top of your Priority list this year, even more so if you are coming off a Fixed Rate in 2024\u2757\n\nECB Rates have risen by 4.5% over the past 2 years. Which means Banks\/Lenders have increased their rates. This means your Mortgage repayment is likely going to jump significantly once your current Fixed rate is up. \n\nYour Current lender may not be offering you as low a rate as they are offering new customers. There could be a lower rate available elsewhere which will save you money long into the future. \n\n\u2757\ufe0f THE MOST IMPORTANT THING TO NOTE \u2757\ufe0f\n\n\ud83d\udc49 Both Avant and Haven currently have Switcher Cashback Options available where they will give you \u20ac2000 towards Legal Fees once you Drawdown (Avant needs to drawdown prior to 15th of March 2024) These are not available to the General Public as both are Broker only firms. \ud83d\udc48\n\nThere are rates as low as 3.65% with some lenders. \n\nWe will always tell you if the Switch is worth it, we are not in the business of Switching people unless they are going to see a significant cost saving. \n\nGet in touch today to arrange an appt. Delaying your Switch could literally cost you \u20ac1000&#039;s\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_18020399071985677\" data-date=\"1705078849\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C2AgDQ3qQl-\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t39.30808-6\/418767253_375684705052406_3254695218109126134_n.png?stp=dst-jpg&#038;_nc_cat=108&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=_BGd7ALAvY4AX-eWw_v&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfB54F60aLnUBDUNrNtrS2M3-6x6kPPnp7efdmEHEWJNZw&#038;oe=6606FA13\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/418767253_375684705052406_3254695218109126134_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=_BGd7ALAvY4AX-eWw_v&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfB54F60aLnUBDUNrNtrS2M3-6x6kPPnp7efdmEHEWJNZw&amp;oe=6606FA13&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/418767253_375684705052406_3254695218109126134_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=_BGd7ALAvY4AX-eWw_v&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfB54F60aLnUBDUNrNtrS2M3-6x6kPPnp7efdmEHEWJNZw&amp;oe=6606FA13&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/418767253_375684705052406_3254695218109126134_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=_BGd7ALAvY4AX-eWw_v&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfB54F60aLnUBDUNrNtrS2M3-6x6kPPnp7efdmEHEWJNZw&amp;oe=6606FA13&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/418767253_375684705052406_3254695218109126134_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=_BGd7ALAvY4AX-eWw_v&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfB54F60aLnUBDUNrNtrS2M3-6x6kPPnp7efdmEHEWJNZw&amp;oe=6606FA13&quot;}\">\r\n            <span class=\"sbi-screenreader\">\ud83c\udfe0 Making mortgages simple. \ud83c\udfe0\n\nSome things ar<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\ud83c\udfe0 Making mortgages simple. \ud83c\udfe0\n\nSome things are a MUST-know before deciding to move forward with your application. \n\n\ud83d\udd39Your MOST important factor is understanding Repayment Capacity in depth. There are plenty of things that do and don&#039;t count towards your repayment capacity. \ud83e\udd11 And you must save consistently throughout this time. \n\n\ud83d\udd39 Know the opportunities you have with each scheme. These schemes are there to help and make everything seem less daunting. \n\n\ud83d\udd39 There is more to a mortgage than just your downpayment. Understand going in that the other costs still apply. \n\n\ud83d\udcf2 If you&#039;re ready to kickstart your journey be sure to drop me a DM or click the contact button for alternative contact options. \ud83d\udc49\n\nLeave any questions you have in the comments below and we will be sure to answer them!\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_18011843996172858\" data-date=\"1704655194\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C1z3FW2MEl-\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t51.29350-15\/417717274_1128636731405977_7311393402639058420_n.jpg?_nc_cat=107&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=OK3lHlDUkYUAX9Mm6f7&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfBkEfBwrBjbOigeMEURsAxHTJE2ncDGo6mTwGHYuimcWg&#038;oe=6606FB2A\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/417717274_1128636731405977_7311393402639058420_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=OK3lHlDUkYUAX9Mm6f7&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBkEfBwrBjbOigeMEURsAxHTJE2ncDGo6mTwGHYuimcWg&amp;oe=6606FB2A&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/417717274_1128636731405977_7311393402639058420_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=OK3lHlDUkYUAX9Mm6f7&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBkEfBwrBjbOigeMEURsAxHTJE2ncDGo6mTwGHYuimcWg&amp;oe=6606FB2A&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/417717274_1128636731405977_7311393402639058420_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=OK3lHlDUkYUAX9Mm6f7&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBkEfBwrBjbOigeMEURsAxHTJE2ncDGo6mTwGHYuimcWg&amp;oe=6606FB2A&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/417717274_1128636731405977_7311393402639058420_n.jpg?_nc_cat=107&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=OK3lHlDUkYUAX9Mm6f7&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBkEfBwrBjbOigeMEURsAxHTJE2ncDGo6mTwGHYuimcWg&amp;oe=6606FB2A&quot;}\">\r\n            <span class=\"sbi-screenreader\">This is the single MOST important part of having a<\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"This is the single MOST important part of having a successful application \ud83d\udc40\n\nLet\u2019s talk Repayment Capacity\u203c\ufe0f\n\nThe single most important matter when considering applying for your mortgage! \n\nProving you have the means and ability to repay your mortgage loan comfortably is key to receiving your approval.\n\nThis has to be shown through either paying rent or saving from your wages \ud83d\udcb6\n\nPlease note the following:\n\n\ud83d\udd39If you move money from one saving account to another this will not be counted as the ability to save from your wages\n\n\ud83d\udd39Using an influx or gifted money will not count as this will not be a continuous reliable source of payment\n\n\ud83d\udd39Cash lodgements are also a tricky subject \n\nBEFORE YOU MAKE AN EXECUTIVE DECISIONS \ud83d\udc47\ud83c\udffc\n- ensure it is going to be counted towards your repayment capacity\n- contact me if you\u2019re unsure\n- please keep your statements as squeaky clean as possible (more tip on this on my page)\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_18025895080884509\" data-date=\"1704399506\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1sQTlwMNRT\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-2.cdninstagram.com\/v\/t51.29350-15\/416565963_359187983489161_7934202633939449374_n.jpg?_nc_cat=104&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=ubL-d0WqFwYAX-tZ0XT&#038;_nc_ht=scontent-lhr6-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfCf6NT9ubxB1FRwAJFDn9NjPVTn29BfZekHe_C09q1_nw&#038;oe=6607A0ED\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416565963_359187983489161_7934202633939449374_n.jpg?_nc_cat=104&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=ubL-d0WqFwYAX-tZ0XT&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCf6NT9ubxB1FRwAJFDn9NjPVTn29BfZekHe_C09q1_nw&amp;oe=6607A0ED&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416565963_359187983489161_7934202633939449374_n.jpg?_nc_cat=104&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=ubL-d0WqFwYAX-tZ0XT&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCf6NT9ubxB1FRwAJFDn9NjPVTn29BfZekHe_C09q1_nw&amp;oe=6607A0ED&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416565963_359187983489161_7934202633939449374_n.jpg?_nc_cat=104&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=ubL-d0WqFwYAX-tZ0XT&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCf6NT9ubxB1FRwAJFDn9NjPVTn29BfZekHe_C09q1_nw&amp;oe=6607A0ED&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416565963_359187983489161_7934202633939449374_n.jpg?_nc_cat=104&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=ubL-d0WqFwYAX-tZ0XT&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCf6NT9ubxB1FRwAJFDn9NjPVTn29BfZekHe_C09q1_nw&amp;oe=6607A0ED&quot;}\">\r\n            <span class=\"sbi-screenreader\">2024 ins &amp; outs when you\u2019re quarter life crisis <\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"2024 ins &amp; outs when you\u2019re quarter life crisis begins\ud83d\ude00\n\nJanuary is the best time to start new habits \ud83d\udc49\ud83c\udffc get started now on your journey to being a First Time Buyer. \n\nStarting from January you could be mortgage ready sooner than you believe. \ud83d\ude2e \n\nWe understand the narrative doesn\u2019t match the above statement but get in touch today and see what you can achieve in 2024 \ud83d\udc47\ud83c\udffc \n\n#firsttimebuyer #firsttimehomebuyer #mortgagetips #mortgageswitching #mortgagebrokersireland #2024 #insandouts #getintouch #loanapproved\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_18012926138119487\" data-date=\"1704193291\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C1mGzVtNPEx\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-2.cdninstagram.com\/v\/t51.29350-15\/416089021_1483331302225038_6615968781212864043_n.jpg?_nc_cat=101&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=roZ2cIPvSOYAX-AtXvT&#038;_nc_ht=scontent-lhr8-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfDCdgY9-6gIAu78vOLcOWROjJj1_HZDdWgiDEnb4AY-uw&#038;oe=66077286\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416089021_1483331302225038_6615968781212864043_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=roZ2cIPvSOYAX-AtXvT&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDCdgY9-6gIAu78vOLcOWROjJj1_HZDdWgiDEnb4AY-uw&amp;oe=66077286&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416089021_1483331302225038_6615968781212864043_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=roZ2cIPvSOYAX-AtXvT&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDCdgY9-6gIAu78vOLcOWROjJj1_HZDdWgiDEnb4AY-uw&amp;oe=66077286&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416089021_1483331302225038_6615968781212864043_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=roZ2cIPvSOYAX-AtXvT&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDCdgY9-6gIAu78vOLcOWROjJj1_HZDdWgiDEnb4AY-uw&amp;oe=66077286&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/416089021_1483331302225038_6615968781212864043_n.jpg?_nc_cat=101&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=roZ2cIPvSOYAX-AtXvT&amp;_nc_ht=scontent-lhr8-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfDCdgY9-6gIAu78vOLcOWROjJj1_HZDdWgiDEnb4AY-uw&amp;oe=66077286&quot;}\">\r\n            <span class=\"sbi-screenreader\">Important notice for everyone going into the new y<\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Important notice for everyone going into the new year!\n\nPlease note the deposit will be refunded \ud83d\ude4c\ud83c\udffc\n\n#mortgage #mortgages #mortgagebroker #firsttimebuyersireland #firsttimehomebuyer #homeowner #selfbuild #newhomesireland #ireland #deposit #newyear #newyear2024\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_18148589458307614\" data-date=\"1703757633\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1ZIB7KxGhT\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t39.30808-6\/412883383_363281952959348_6713988255933024537_n.png?stp=dst-jpg&#038;_nc_cat=103&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=gD9m5l9NZpYAX82zt9s&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfAqybckyK1UMyUuhmcdRHZW7SrAjVNWe6UVfbVW0aSJ7A&#038;oe=6607376D\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412883383_363281952959348_6713988255933024537_n.png?stp=dst-jpg&amp;_nc_cat=103&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=gD9m5l9NZpYAX82zt9s&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAqybckyK1UMyUuhmcdRHZW7SrAjVNWe6UVfbVW0aSJ7A&amp;oe=6607376D&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412883383_363281952959348_6713988255933024537_n.png?stp=dst-jpg&amp;_nc_cat=103&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=gD9m5l9NZpYAX82zt9s&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAqybckyK1UMyUuhmcdRHZW7SrAjVNWe6UVfbVW0aSJ7A&amp;oe=6607376D&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412883383_363281952959348_6713988255933024537_n.png?stp=dst-jpg&amp;_nc_cat=103&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=gD9m5l9NZpYAX82zt9s&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAqybckyK1UMyUuhmcdRHZW7SrAjVNWe6UVfbVW0aSJ7A&amp;oe=6607376D&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412883383_363281952959348_6713988255933024537_n.png?stp=dst-jpg&amp;_nc_cat=103&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=gD9m5l9NZpYAX82zt9s&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAqybckyK1UMyUuhmcdRHZW7SrAjVNWe6UVfbVW0aSJ7A&amp;oe=6607376D&quot;}\">\r\n            <span class=\"sbi-screenreader\">Don&#039;t forget to book in before the appointments go<\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Don&#039;t forget to book in before the appointments go! \n\n #mortgage #mortgagetips #mortgagelender #mortgagebroker #mortgagetips #mortgageloans #mortgagebrokers\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_17844944370123297\" data-date=\"1703584806\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1T-Y6IoKau\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr8-1.cdninstagram.com\/v\/t39.30808-6\/412931507_363280696292807_8926837457671670866_n.png?stp=dst-jpg&#038;_nc_cat=108&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=aIh2w-h1kWMAX8gsUys&#038;_nc_ht=scontent-lhr8-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfCNSGvXihUTABQkRQ_Xlu6QEKcyGZ9AhO1u-AFL-OXXow&#038;oe=6607869E\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412931507_363280696292807_8926837457671670866_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=aIh2w-h1kWMAX8gsUys&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCNSGvXihUTABQkRQ_Xlu6QEKcyGZ9AhO1u-AFL-OXXow&amp;oe=6607869E&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412931507_363280696292807_8926837457671670866_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=aIh2w-h1kWMAX8gsUys&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCNSGvXihUTABQkRQ_Xlu6QEKcyGZ9AhO1u-AFL-OXXow&amp;oe=6607869E&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412931507_363280696292807_8926837457671670866_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=aIh2w-h1kWMAX8gsUys&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCNSGvXihUTABQkRQ_Xlu6QEKcyGZ9AhO1u-AFL-OXXow&amp;oe=6607869E&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr8-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412931507_363280696292807_8926837457671670866_n.png?stp=dst-jpg&amp;_nc_cat=108&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=aIh2w-h1kWMAX8gsUys&amp;_nc_ht=scontent-lhr8-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCNSGvXihUTABQkRQ_Xlu6QEKcyGZ9AhO1u-AFL-OXXow&amp;oe=6607869E&quot;}\">\r\n            <span class=\"sbi-screenreader\">Cheers dad \ud83d\udc4d\n\n #mortgage #mortgages #mortgageti<\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Cheers dad \ud83d\udc4d\n\n #mortgage #mortgages #mortgagetips #mortgagerates #mortgageloans #homeowner #homeowners #homeownertips #homeownership #broker #brokers\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_17984153546385051\" data-date=\"1703541739\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1SsPzysclz\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-1.cdninstagram.com\/v\/t51.29350-15\/414203287_1010847953729878_6145919330869605008_n.jpg?_nc_cat=110&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=FqaE6lO-BhMAX_OjKV5&#038;_nc_ht=scontent-lhr6-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfCdoh6bamqyWPp3gSjNqsUgXzmBjKx-HyBR_9_EJnp9Tg&#038;oe=66078FDE\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/414203287_1010847953729878_6145919330869605008_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=FqaE6lO-BhMAX_OjKV5&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCdoh6bamqyWPp3gSjNqsUgXzmBjKx-HyBR_9_EJnp9Tg&amp;oe=66078FDE&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/414203287_1010847953729878_6145919330869605008_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=FqaE6lO-BhMAX_OjKV5&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCdoh6bamqyWPp3gSjNqsUgXzmBjKx-HyBR_9_EJnp9Tg&amp;oe=66078FDE&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/414203287_1010847953729878_6145919330869605008_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=FqaE6lO-BhMAX_OjKV5&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCdoh6bamqyWPp3gSjNqsUgXzmBjKx-HyBR_9_EJnp9Tg&amp;oe=66078FDE&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/414203287_1010847953729878_6145919330869605008_n.jpg?_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=FqaE6lO-BhMAX_OjKV5&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCdoh6bamqyWPp3gSjNqsUgXzmBjKx-HyBR_9_EJnp9Tg&amp;oe=66078FDE&quot;}\">\r\n            <span class=\"sbi-screenreader\">Merry Christmas \ud83c\udf85\ud83c\udf84\ud83e\udd36 from my Family to you<\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Merry Christmas \ud83c\udf85\ud83c\udf84\ud83e\udd36 from my Family to yours! \n\nThank you for a brilliant year. It was a pleasure to meet so many of you and get so many new followers. \n\nIt\u2019s so amazing to see so many of my clients in their new homes for Christmas. Definitely one of the highlights of the job. \n\nWishing you all prosperous new year and hopefully I can get even more of you into a home in 2024!\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_18030979849700841\" data-date=\"1703325603\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1MP_6ioXyd\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-1.cdninstagram.com\/v\/t39.30808-6\/408880755_355364663751077_391698128256215489_n.png?stp=dst-jpg&#038;_nc_cat=110&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=t3TrLEyU_oMAX_87Sxg&#038;_nc_ht=scontent-lhr6-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfAHYoYNyzaUFrRAXlQu6z2FVUFV_1TMwdBRmhK0bZ9Qtg&#038;oe=66071394\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/408880755_355364663751077_391698128256215489_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=t3TrLEyU_oMAX_87Sxg&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAHYoYNyzaUFrRAXlQu6z2FVUFV_1TMwdBRmhK0bZ9Qtg&amp;oe=66071394&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/408880755_355364663751077_391698128256215489_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=t3TrLEyU_oMAX_87Sxg&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAHYoYNyzaUFrRAXlQu6z2FVUFV_1TMwdBRmhK0bZ9Qtg&amp;oe=66071394&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/408880755_355364663751077_391698128256215489_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=t3TrLEyU_oMAX_87Sxg&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAHYoYNyzaUFrRAXlQu6z2FVUFV_1TMwdBRmhK0bZ9Qtg&amp;oe=66071394&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/408880755_355364663751077_391698128256215489_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=t3TrLEyU_oMAX_87Sxg&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfAHYoYNyzaUFrRAXlQu6z2FVUFV_1TMwdBRmhK0bZ9Qtg&amp;oe=66071394&quot;}\">\r\n            <span class=\"sbi-screenreader\">You can save this way! \n\nDid you know that you can<\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"You can save this way! \n\nDid you know that you can also release equity to improve your home? Once you have a green-rated home, meaning your BER rating is between B2 and A1 your interest rate will reduce.\n\nDepending on your loan amount and how much money you will need to improve your home, you could save money on your interest repayments. \n\nIf you want great mortgage and financial advise, make sure to follow us to get a &#039;Did you know,&#039; every Saturday!\n\n #mortgage #mortgagetips #mortgagerates #mortgageadvice #GreenRate #greenhome #greenenergy #energyefficiency\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_18016591135847361\" data-date=\"1703196363\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C1HgHR_Mg0E\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-1.cdninstagram.com\/v\/t51.29350-15\/412089024_761634969115927_897467898039666339_n.jpg?_nc_cat=102&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=iM-3Tb_03pYAX_irw7i&#038;_nc_ht=scontent-lhr6-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfC-b4FiAgJJepwLOpRXzozE9ahY1F3wGb4tjdMLyynOwQ&#038;oe=660662F6\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/412089024_761634969115927_897467898039666339_n.jpg?_nc_cat=102&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=iM-3Tb_03pYAX_irw7i&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC-b4FiAgJJepwLOpRXzozE9ahY1F3wGb4tjdMLyynOwQ&amp;oe=660662F6&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/412089024_761634969115927_897467898039666339_n.jpg?_nc_cat=102&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=iM-3Tb_03pYAX_irw7i&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC-b4FiAgJJepwLOpRXzozE9ahY1F3wGb4tjdMLyynOwQ&amp;oe=660662F6&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/412089024_761634969115927_897467898039666339_n.jpg?_nc_cat=102&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=iM-3Tb_03pYAX_irw7i&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC-b4FiAgJJepwLOpRXzozE9ahY1F3wGb4tjdMLyynOwQ&amp;oe=660662F6&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t51.29350-15\\\/412089024_761634969115927_897467898039666339_n.jpg?_nc_cat=102&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=iM-3Tb_03pYAX_irw7i&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC-b4FiAgJJepwLOpRXzozE9ahY1F3wGb4tjdMLyynOwQ&amp;oe=660662F6&quot;}\">\r\n            <span class=\"sbi-screenreader\">A big big thank you to our client Shane who we hav<\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"A big big thank you to our client Shane who we have been helping on his Self Build! \ud83c\udfe1\n\nThe self build mortgages are becoming increasingly popular and are quite rewarding! \ud83d\ude4c\ud83c\udffc\n\nShane became a client with us after my Fianc\u00e9 helped deliver their baby when they got talking about mortgages! \n\nIt\u2019s funny how things can work out! Now we get to see their home come to life with the best advise we could give them as possible \ud83d\udd28\n\nCan\u2019t wait to see the final result \ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67\u200d\ud83d\udc66\n\n#familyhome #familyhomes #selfbuild #selfbuilding #selfbuildireland #mortgages #mortgageadvisor #mortgagebroker #loanadvisor #financialfreedom\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17883139382985946\" data-date=\"1703084451\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1FECgTLfYb\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-1.cdninstagram.com\/v\/t39.30808-6\/412613953_362699626350914_1965586082067792844_n.png?stp=dst-jpg&#038;_nc_cat=110&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=KNwnp762MqgAX_QV-1P&#038;_nc_ht=scontent-lhr6-1.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfBsFoHOIINU_Iqi1hK_9ELsR8YKJq1fge7hywqwpGfBwQ&#038;oe=6606CB35\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412613953_362699626350914_1965586082067792844_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=KNwnp762MqgAX_QV-1P&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBsFoHOIINU_Iqi1hK_9ELsR8YKJq1fge7hywqwpGfBwQ&amp;oe=6606CB35&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412613953_362699626350914_1965586082067792844_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=KNwnp762MqgAX_QV-1P&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBsFoHOIINU_Iqi1hK_9ELsR8YKJq1fge7hywqwpGfBwQ&amp;oe=6606CB35&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412613953_362699626350914_1965586082067792844_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=KNwnp762MqgAX_QV-1P&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBsFoHOIINU_Iqi1hK_9ELsR8YKJq1fge7hywqwpGfBwQ&amp;oe=6606CB35&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-1.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412613953_362699626350914_1965586082067792844_n.png?stp=dst-jpg&amp;_nc_cat=110&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=KNwnp762MqgAX_QV-1P&amp;_nc_ht=scontent-lhr6-1.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfBsFoHOIINU_Iqi1hK_9ELsR8YKJq1fge7hywqwpGfBwQ&amp;oe=6606CB35&quot;}\">\r\n            <span class=\"sbi-screenreader\">\u2757January is our busiest time\u2757\n\nWe know how dau<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"\u2757January is our busiest time\u2757\n\nWe know how daunting it can be to start your mortgage application as a First Time Buyer or other.\n\nApart from getting to know the best grants and mortgage jargon available on our page, we also wanted to put together documents you could gather \ud83d\udc47 \n\nIf you plan on starting your application in 2024, why not start your progress now and start off on the right foot? \u263a\ufe0f\n\nHere is a short list of things you could get in order before you even have your initial consultation. You will be starting off quick and make your process smoother. \ud83c\udfe0\n\n #mortgage2024 #mortgagetips #mortgage #mortgagelife #mortgagerates #mortgagebroker #mortgageadvice #mortgagelender #application #applications #newyears #newyears2024 #newyearsresolution #FirstTimeHomeBuyer #firsttimebuyer #homeowner #selfbuild\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_image sbi_new sbi_transition\" id=\"sbi_18119483359334843\" data-date=\"1702988432\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C1CM5W5tQd7\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-2.cdninstagram.com\/v\/t39.30808-6\/412362452_362082436412633_6055057104703981503_n.png?stp=dst-jpg&#038;_nc_cat=105&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=hsHfLQ8jR-MAX-LjrTv&#038;_nc_ht=scontent-lhr6-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfC7LWBvZMaxoVSa105PDtJT5HtAR6x-qaROmUBU2vKh4g&#038;oe=6606A2D6\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412362452_362082436412633_6055057104703981503_n.png?stp=dst-jpg&amp;_nc_cat=105&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=hsHfLQ8jR-MAX-LjrTv&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC7LWBvZMaxoVSa105PDtJT5HtAR6x-qaROmUBU2vKh4g&amp;oe=6606A2D6&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412362452_362082436412633_6055057104703981503_n.png?stp=dst-jpg&amp;_nc_cat=105&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=hsHfLQ8jR-MAX-LjrTv&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC7LWBvZMaxoVSa105PDtJT5HtAR6x-qaROmUBU2vKh4g&amp;oe=6606A2D6&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412362452_362082436412633_6055057104703981503_n.png?stp=dst-jpg&amp;_nc_cat=105&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=hsHfLQ8jR-MAX-LjrTv&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC7LWBvZMaxoVSa105PDtJT5HtAR6x-qaROmUBU2vKh4g&amp;oe=6606A2D6&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t39.30808-6\\\/412362452_362082436412633_6055057104703981503_n.png?stp=dst-jpg&amp;_nc_cat=105&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=hsHfLQ8jR-MAX-LjrTv&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfC7LWBvZMaxoVSa105PDtJT5HtAR6x-qaROmUBU2vKh4g&amp;oe=6606A2D6&quot;}\">\r\n            <span class=\"sbi-screenreader\">Before we close up for the Christmas period it is <\/span>\r\n            \t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Before we close up for the Christmas period it is important to know \ud83d\udc47\n\nI already have appointments building up for January.\n\n\ud83c\udfe0Many people plan to start their application in the New Year, which means January is our busiest month as a broker.\n\nGet in contact today, if you want to get kick-started before we finish up or if you wish to have a guaranteed slot for the New Year.\n\n\ud83d\udc49You can DM me here, or click the email or phone on my page.\n\nLook out for a post on where to begin with your mortgage in 2024\n\n#mortgage #mortgagetips #mortgagerates #mortgagebroker #mortgageexpert #mortgage #mortgagerates #mortgageloans #mortgagebrokers\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_video sbi_new sbi_transition\" id=\"sbi_17997795872515572\" data-date=\"1702835132\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/reel\/C09oIDOMMrC\/\" target=\"_blank\" rel=\"noopener nofollow\" data-full-res=\"https:\/\/scontent-lhr6-2.cdninstagram.com\/v\/t51.29350-15\/410507890_3291195631179438_28747495606695312_n.jpg?_nc_cat=100&#038;ccb=1-7&#038;_nc_sid=18de74&#038;_nc_ohc=GWaiyxhMmPoAX_OJnbF&#038;_nc_ht=scontent-lhr6-2.cdninstagram.com&#038;edm=ANo9K5cEAAAA&#038;oh=00_AfCxJWzlgw_GHbPT16-EnZ0xuwh-SgMwacMQ1mN6VBl5DQ&#038;oe=66071F55\" data-img-src-set=\"{&quot;d&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/410507890_3291195631179438_28747495606695312_n.jpg?_nc_cat=100&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=GWaiyxhMmPoAX_OJnbF&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCxJWzlgw_GHbPT16-EnZ0xuwh-SgMwacMQ1mN6VBl5DQ&amp;oe=66071F55&quot;,&quot;150&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/410507890_3291195631179438_28747495606695312_n.jpg?_nc_cat=100&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=GWaiyxhMmPoAX_OJnbF&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCxJWzlgw_GHbPT16-EnZ0xuwh-SgMwacMQ1mN6VBl5DQ&amp;oe=66071F55&quot;,&quot;320&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/410507890_3291195631179438_28747495606695312_n.jpg?_nc_cat=100&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=GWaiyxhMmPoAX_OJnbF&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCxJWzlgw_GHbPT16-EnZ0xuwh-SgMwacMQ1mN6VBl5DQ&amp;oe=66071F55&quot;,&quot;640&quot;:&quot;https:\\\/\\\/scontent-lhr6-2.cdninstagram.com\\\/v\\\/t51.29350-15\\\/410507890_3291195631179438_28747495606695312_n.jpg?_nc_cat=100&amp;ccb=1-7&amp;_nc_sid=18de74&amp;_nc_ohc=GWaiyxhMmPoAX_OJnbF&amp;_nc_ht=scontent-lhr6-2.cdninstagram.com&amp;edm=ANo9K5cEAAAA&amp;oh=00_AfCxJWzlgw_GHbPT16-EnZ0xuwh-SgMwacMQ1mN6VBl5DQ&amp;oe=66071F55&quot;}\">\r\n            <span class=\"sbi-screenreader\"><\/span>\r\n            \t        <svg style=\"color: rgba(255,255,255,1)\" class=\"svg-inline--fa fa-play fa-w-14 sbi_playbtn\" aria-label=\"Play\" aria-hidden=\"true\" data-fa-processed=\"\" data-prefix=\"fa\" data-icon=\"play\" role=\"presentation\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M424.4 214.7L72.4 6.6C43.8-10.3 0 6.1 0 47.9V464c0 37.5 40.7 60.1 72.4 41.3l352-208c31.4-18.5 31.5-64.1 0-82.6z\"><\/path><\/svg>            <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Interest rates - what is the trend looking like? \ud83d\udc46\ud83c\udffc\n\nHere is my opinion on how it will go for everyone\ud83d\ude4c\ud83c\udffc \n\nSome positive news for everyone when it comes to mortgages and interest rates in Ireland \ud83c\udfe1\n \nHere is my opinion on how the next year will look! In 2024 we may start seeing a more stable and a possible decrease in interest rates \ud83c\udf89\ud83e\udd73\n\nIf you have an questions at all regarding interest rates, mortgages, and where to begin please don\u2019t hesitate to reach out \ud83d\ude4f\ud83c\udffc\n\nOur office will be closing from the 21st of December until January 2nd \ud83c\udf85\ud83c\udffc So if you have any pressing question please reach out as soon as you can! \n\n#interestrates #firsttimehomebuyer #mortgagebroker #mortgage #housing #housingcrisis #goodnews #goodnewsfeed #thingsyoushouldknow #irishcountryhomes #crazyhouse\">\r\n        <\/a>\r\n    <\/div>\r\n<\/div><div class=\"sbi_item sbi_type_carousel sbi_new sbi_transition\" id=\"sbi_17896591706926942\" data-date=\"1702548007\">\r\n    <div class=\"sbi_photo_wrap\">\r\n        <a class=\"sbi_photo\" href=\"https:\/\/www.instagram.com\/p\/C01E2miLPHq\/\" target=\"_blank\" rel=\"noopener nofollow\" 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           <span class=\"sbi-screenreader\">Ways to get. in touch with us \ud83d\udc46 Aside from mess<\/span>\r\n            <svg class=\"svg-inline--fa fa-clone fa-w-16 sbi_lightbox_carousel_icon\" aria-hidden=\"true\" aria-label=\"Clone\" data-fa-pro\u0192cessed=\"\" data-prefix=\"far\" data-icon=\"clone\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\">\n\t                <path fill=\"currentColor\" d=\"M464 0H144c-26.51 0-48 21.49-48 48v48H48c-26.51 0-48 21.49-48 48v320c0 26.51 21.49 48 48 48h320c26.51 0 48-21.49 48-48v-48h48c26.51 0 48-21.49 48-48V48c0-26.51-21.49-48-48-48zM362 464H54a6 6 0 0 1-6-6V150a6 6 0 0 1 6-6h42v224c0 26.51 21.49 48 48 48h224v42a6 6 0 0 1-6 6zm96-96H150a6 6 0 0 1-6-6V54a6 6 0 0 1 6-6h308a6 6 0 0 1 6 6v308a6 6 0 0 1-6 6z\"><\/path>\n\t            <\/svg>\t                    <img decoding=\"async\" src=\"https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/img\/placeholder.png\" alt=\"Ways to get. in touch with us 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type=\"text\/javascript\">var sb_instagram_js_options = {\"font_method\":\"svg\",\"placeholder\":\"https:\\\/\\\/mortgagexpress.ie\\\/wp-content\\\/plugins\\\/instagram-feed\\\/img\\\/placeholder.png\",\"resized_url\":\"https:\\\/\\\/mortgagexpress.ie\\\/wp-content\\\/uploads\\\/sb-instagram-feed-images\\\/\",\"ajax_url\":\"https:\\\/\\\/mortgagexpress.ie\\\/wp-admin\\\/admin-ajax.php\"};<\/script><script type='text\/javascript' src='https:\/\/mortgagexpress.ie\/wp-content\/plugins\/instagram-feed\/js\/sbi-scripts.min.js?ver=6.2.9'><\/script>[\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; gap=&#8221;10&#8243; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1544052900819{padding-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text]<strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.<\/p>\n<p><strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME<\/p>\n<p>If your mortgage is ever on a variable rate:<br \/>\n<strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.<\/p>\n<p><strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_column_text]If your mortgage is ever on a fixed rate:<br \/>\n<strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.<\/p>\n<p>If your mortgage is on an interest only term:<br \/>\n<strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST ONLY PERIOD.<\/p>\n<p>If your mortgage is an equity release mortgage and is being used for debt consolidation purposes:<br \/>\n<strong><span style=\"color: #ff0000;\">WARNING:<\/span><\/strong> THIS NEW LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;7&#8243; bottom_padding=&#8221;2&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; el_id=&#8221;About&#8221;][vc_column column_width_percent=&#8221;100&#8243; gutter_size=&#8221;2&#8243; override_padding=&#8221;yes&#8221; column_padding=&#8221;0&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"aioseo_notices":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/pages\/79786"}],"collection":[{"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/comments?post=79786"}],"version-history":[{"count":57,"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/pages\/79786\/revisions"}],"predecessor-version":[{"id":85189,"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/pages\/79786\/revisions\/85189"}],"wp:attachment":[{"href":"https:\/\/mortgagexpress.ie\/wp-json\/wp\/v2\/media?parent=79786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}